Chapter 13 Bankruptcy in Georgia

Watch this video about Chapter 13 bankruptcy in Georgia. Call Hall & Navarro for a legal consultation and case evaluation


What is a chapter 13 bankruptcy?


We had a client call the other day and just ask a general question as to what a Chapter 13 bankruptcy is. A Chapter 13 bankruptcy in Georgia is probably the most common type of bankruptcy that is filed. We used to call it a wage earner. You have to have regular income to file a Chapter 13 bankruptcy. Regular income can include unemployment, Social Security income, etc. Basically, in a Chapter 13 bankruptcy, you are trying to reorganize your debt. You’re attempting to hang on to your house, keep a car, or pay other bills, but you just need more time to do so. A Chapter 13 bankruptcy runs between three and five years. You have a Chapter 13 trustee who is appointed, who you make the payments to the Chapter 13 trustee, and who then in turn disperses those monies to the creditor.

If you have any other questions concerning a Chapter 13, it’s a relatively straightforward proposition. A plan is worked up when you file the bankruptcy, so you know exactly what you’re having to pay each month. If you have any questions, please give our office a call.


Are you or a loved one in the process of filing for bankruptcy in Statesboro, Springfield, or Swainsboro and have questions about chapter 13 bankruptcy in Georgia? Contact the experienced Georgia bankruptcy attorneys at Hall & Navarro today for a consultation and case evaluation.

We can help get your life back on track.

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