How Long Bankruptcy Stays on a Credit Report

Answer:

A lot of times, people ask us how long a bankruptcy will stay on your credit report. That’s a very difficult answer because it’s like Facebook and other social media; how do you ever get something off the electronic web? The law states that a Chapter 7 bankruptcy is supposed to come off your credit report in ten years and a Chapter 13 bankruptcy is supposed to come off your credit report in seven years. If you have any other questions about how long the bankruptcy will stay on your credit report or if you needed our office to check and pull a credit report for you, please contact our office.